Life is a risky business and hence get insured for whatever you love if you can. The above one line should summarize everything about why to insure? As much as the modern day life gives remedies, comforts, tools etc., it also calls for enumerable risks, lots of money, lots of time on it. Most of all, you love what you possess. Losses can make your/your family's financial situation worst. You never know what is going to happen the next moment. Insuring gives a small but valuable cover against these odds.
At a age when you are capable of earning and while you are earning, it is a wise man's decision to save money. Saving money on non-insurance products may be a wise decision if all goes well as you planned. Insurance on the other hand gives you cover if something which you have insured against occurs and you loose that item. Thus, to be a truly wise man in all sorts of situations you need to save money and a part of it in insurance. You need to be very careful while choosing the right insurance policy from a right company.
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